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Life + LTC Premium
Compared To
WA State Employee LTC Payroll Tax

12 month look back for Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
Life + LTC Plan
Monthly State Payroll Tax
Benefit Features
A
B
C
D
E
Life Insurance Benefit
$25,000
$50,000
$100,000
$
$
LTC Insurance Benefit
$75,000
$150,000
$300,000
$
$
$36,500*
Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Spouse Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Benefit Features
A
Life Insurance Benefit
$25,000
LTC Insurance Benefit
$75,000
Monthly Premium
$ 0.00 Not Available $15.83 Not Available $15.83 Not Available $16.17 Not Available $16.56 $13.19 $16.94 $13.40 $17.37 $13.67 $17.81 $14.15 $18.48 $14.67 $19.19 $15.23 $19.90 $15.77 $20.56 $16.31 $21.31 $17.02 $22.27 $17.75 $23.31 $18.50 $24.31 $19.31 $25.39 $20.21 $26.50 $21.29 $27.79 $22.42 $29.21 $23.60 $30.62 $24.89 $32.23 $26.17 $33.83 $27.60 $35.94 $29.06 $38.10 $30.58 $40.37 $32.21 $42.69 $33.94 $45.27 $36.17 $48.35 $38.60 $51.64 $41.17 $55.12 $43.87 $58.75 $46.81 $62.64 $49.66 $66.75 $52.71 $71.12 $55.87 $75.64 $59.19 $80.35 $62.66 $85.29 $67.98 $92.10 $73.56 $99.43 $79.48 $106.95 $85.62 $114.89 $92.10 $123.18 $100.37 $134.06 $108.91 $145.24 $118.00 $157.12 $127.33 $169.26 $137.18 $182.08 $153.06 $203.08 $169.64 $224.99 $187.03 $247.99 $205.33 $272.26 $224.68 $297.84
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
B
Life Insurance Benefit
$50,000
LTC Insurance Benefit
$150,000
Monthly Premium
$ 0.00 $25.04 $31.67 $25.04 $31.67 $25.42 $32.33 $25.83 $33.12 $26.37 $33.87 $26.79 $34.75 $27.33 $35.62 $28.29 $36.96 $29.33 $38.37 $30.46 $39.79 $31.54 $41.12 $32.62 $42.62 $34.04 $44.54 $35.50 $46.62 $37.00 $48.62 $38.62 $50.79 $40.42 $53.00 $42.58 $55.58 $44.83 $58.41 $47.21 $61.25 $49.79 $64.46 $52.33 $67.66 $55.21 $71.87 $58.12 $76.21 $61.16 $80.75 $64.41 $85.37 $67.87 $90.54 $72.33 $96.70 $77.21 $103.29 $82.33 $110.25 $87.75 $117.50 $93.62 $125.29 $99.33 $133.49 $105.41 $142.24 $111.75 $151.29 $118.37 $160.70 $125.33 $170.58 $135.95 $184.20 $147.12 $198.87 $158.95 $213.91 $171.24 $229.78 $184.20 $246.37 $200.74 $268.11 $217.82 $290.49 $235.99 $314.24 $254.66 $338.53 $274.36 $364.15 $306.11 $406.15 $339.28 $449.98 $374.07 $495.98 $410.65 $544.52 $449.36 $595.68
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
C
Life Insurance Benefit
$100,000
LTC Insurance Benefit
$300,000
Monthly Premium
$ 0.00 $50.08 $63.33 $50.08 $63.33 $50.83 $64.66 $51.66 $66.25 $52.75 $67.75 $53.58 $69.50 $54.66 $71.25 $56.58 $73.91 $58.66 $76.75 $60.91 $79.58 $63.08 $82.25 $65.25 $85.25 $68.08 $89.08 $71.00 $93.25 $74.00 $97.25 $77.25 $101.58 $80.83 $106.00 $85.16 $111.16 $89.66 $116.83 $94.41 $122.50 $99.58 $128.91 $104.66 $135.33 $110.41 $143.74 $116.25 $152.41 $122.33 $161.49 $128.83 $170.74 $135.74 $181.08 $144.66 $193.41 $154.41 $206.58 $164.66 $220.49 $175.49 $234.99 $187.24 $250.57 $198.66 $266.99 $210.82 $284.49 $223.49 $302.57 $236.74 $321.40 $250.66 $341.15 $271.91 $368.40 $294.24 $397.73 $317.90 $427.82 $342.49 $459.56 $368.40 $492.73 $401.48 $536.23 $435.65 $580.98 $471.98 $628.47 $509.31 $677.06 $548.73 $728.30 $612.23 $812.30 $678.56 $899.96 $748.14 $991.96 $821.30 $1,089.04 $898.71 $1,191.37
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00

In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.

*Adjusted up to inflation see wacaresfund.wa.gov